Credit Unions began with a simple concept: Members pool their savings and lend to each other.  Credit Union founders had a motto: "Not for profit, not for charity, but for service."

The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today.

The field of membership - place of work, worship or residence - determine who may join.

Another feature of credit unions is their volunteer leadership.  Our Credit Union Board of Directors are qualified, unpaid volunteers the members elect.  They work for the membership's best interest, not for the interest of a few stockholders.

All Board Members/Officers as well as the personnel of Pocono Medical Center Federal Credit Union are adequately Bonded by the CUNA mutual Insurance Group.

As previously stated, all board members as well as the staff and credit committee are bonded and bound by a sworn oath of secrecy to keep all members' information confidential.