Savings accounts at Pocono Medical Center Federal Credit Union earn dividends (return of investments paid directly to you the members) and are paid on the last day of each quarter.

Dividends are determined by the Board of Directors each quarter after the necessary operating expenses are paid and the legal reserves set up.  There is no set or fixed rate, as it is dependent on the earnings.  The Board of Directors also take into account the interest rates at local financial institutions when analyzing the dividend rate each quarter. 




Dividends 1st Quarter 2020 effective 3/31/2020


 SHARE SECURED LOANS:                     

                                                                  Length of loan                                Rate                  

                                                          Up to 60 months                                 1.99% A.P.R.*       

 SIGNATURE LOANS:                    Length of loan                                 Rate                                  

                                                          12 months                                              8.50%A.P.R.*                

                                                          13-24 months                                        9.50% A.P.R.*                

                                                          25-48 months                                        12.00% A.P.R.*                  

NEW AUTO LOANS          We finance up to 100% of the vehicle sticker price. 


                                                       Length of Loan                                           Rate                    

                                                        Up to 60 months                                       3.25% A.P.R.*

                                                         72   months                                               4.00% A.P.R.*     

 USED AUTO LOANS - We finance up to 90% of the NADA Book Value    


                                 Age of Vehicle           A.P.R.%                    Length of Loan                     

                                 4 YR or newer             5.50%*                          Up to 60 months                  

                                 5 YR                              6.00%*                          Up to 48 months                  

                                 6 YR                              7.00%*                          Up to 36 months                 

                                 7 YR                              8.00%*                          Up to 36 months              

While you are doing your comparison shopping for a new vehicle, be sure to take a look at the 2019 fuel economy guide provided by U.S. Department of Energy at          

*Rates are subject to change without notice: contact the office for current rates.